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Secrets Of Team Building At Workplace}

  • Posted on April 20, 2018 at 1:24 am

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Secrets Of Team Building At Workplace

by

hr

Different people have different opinions, experiences and goals. These are brought along by each individual member of the team. The challenge is how to build a successful team despite all the differences.

A team is a group of individuals who work together on a specific task or project. Team members unite to reach a common goal. Teams are created to encourage participation among individuals in terms of planning, problem solving and decision making. Increased participation increases employee engagement.

Belonging to a team means being part of something greater than yourself. Understanding the objectives of the organization is important. Being a member of the team means contributing to the overall achievement of the organization.

Heres a list of secret ingredients to having a successful team:

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Clear Expectations Team leaders communicating clearly the expectations or desired outcomes to each team member is a key to building a successful team. It is important that at the start of the project each team member understands the purpose of the team.

Commitment Each team member is committed to complete the project. Whatever has been started will be completed. What has been expected will be delivered.

Context Each team member understands the teams importance in the accomplishment of the overall organizational goals. A team members work contributes to the teams goals. A teams work contributes to the organizational goals.

Competence Each team member has the knowledge and skills to perform his task. If a team member does not have the appropriate knowledge and skills, he knows that he has access to the help and support needed.

Control Each team member is empowered to perform his task while understanding the boundaries. Scope and limitations are defined at the start of the project. Teams reporting relations, management and responsibility are understood by all team members.

Communication Each team member is open to giving and receiving feedback. Important business news and information are communicated promptly. Varied points of view are brought to the table. Necessary disputes are disclosed and managed.

Consequences Each team member is supplied with rewards and recognition when the team is successful. Both team and individual performance are recognized. Team members focus on issue resolution rather than blaming others.

Coordination Each team member coordinates with each other under the direction of the team leader. The concept of internal customer is being practiced. A customer and process-focused organization is being developed.

Culture Change Each team member embraces changes that enhance the organizational culture. Past failures are used for learning. Team support is important and can be taken as an investment to having an effective team that produces effective results.

Creative Innovation Each team member gives importance to creative thinking and new ideas. Tolerable risks are taken to make enhancements. Training is provided to motivate new ideas.

A teams work contributes effectively to the business success. Engaged team members take responsibility to deliver successful projects, products, services and relationships. They exert effort to make the business grow and succeed, taking the business as their own. Thus, creating a work environment that fosters and recognizes team work is important.

Reshali BalasubramaniamHead of HR, HR Counselor and adviser at https://jobpal.lk/and EFutureTech Systems. Submit your resume online and be contacted by prospective employers.

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Small Business Debt Collection Law Cheat Sheet

  • Posted on February 24, 2018 at 2:41 am

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By Joel Walsh

In your small business debt collection laws will eventually become important, as your debt grows and some clients do not pay.

To collect small business debts legally, you must first send a written notice that collections have begun, within five days of first contacting the debtor for collections (for instance, within five days of calling on the telephone). The letter must include dispute instructions.

Small Business Debt Collection Laws Forbidden Practices

* Collect any amount beyond the actual debt, unless you really can do so legally.

* Continue collections on a debt if the debtor has disputed the debt, unless you provide the debtor with written proof.

* Continue contacting the debtor if within 30 days of first contact, the debtor disputes the debt.

* Credit a payment the debtor has made to a non-disputed debt to a debt the debtor has disputed.

* Deposit a post-dated check before the post-date.

Small Business Debt Collections Laws: What You Can’t Say

* Give a false name.

* You are an attorney or government representative, if you are not.

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* You have an attorney working for you or that you are going to assign the case to an attorney, if you really do not.

* The debtor has committed a crime, unless you are 100% sure they have.

* You work for a credit bureau, if you really do not.

* The debt is more or less money than it actually is.

* You are sending or have sent legal forms when you really did not.

* You are sending or have sent papers that are not legal forms, if they really are legal forms.

* The debtor will be arrested–no one is arrested for nonpayment of debts anymore.

* You will seize, garnish, attach, or sell the debtor’s property or wages, if you do not really intend to or cannot legally do so (and unless the debt is secured with collateral, you probably cannot).

* You will sue or take other legal action, if you do not really intend to, or are not legally able to do so.

Small Business Debt Collection Laws Forbidden Third-Party Disclosures

Never:

* Give any credit-related information that is not 100% accurate.

* Tell anyone other than the debtor that you are collecting a debt.

* Telephone any number other than the debtor’s more than once.

Small Business Debt Collection Phone Calls

Never:

* Call after 9 pm or before 8 am.

* Forget to give your name and your company’s name.

* Call repeatedly or in a way intended to annoy.

* Make a collect call.

* Make any threats.

* Use profane or obscene language.

* Leave a message that reveals this is a debt collection.

Small Business Debt Collection Mailing

Never send:

* Postcards.

* Envelopes or mailings with any reference to debt collection on the exterior.

* Anything that looks like an official, legal, or government document, if it is not.

Please note this page is not intended to give legal advice and may not be complete or up to date with the most current collection laws changes.

About the Author: Joel Walsh has written more tips on debt collection law:

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Are Penny Stocks Worth The Risk?

  • Posted on January 28, 2018 at 2:39 am

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By Christopher Smith

Penny stocks are regarded as risky investment instruments for investors because of the many drawbacks associated with them. Illiquidity is usually cited as one of the more popular reasons for this risk as shares of penny stocks don’t usually change hands due to the lack of market support and so selling them might not be that easy for investors.

Since a savvy investor looks into the liquidity of his potential investment, understanding penny stocks will help to guide the small cap trader around these challenges. While liquidity is important, its one of several factors.

Remember that most penny stocks are illiquid for a reason: there is no interest in the future potential of the stock. This suggests that either the investing public is completely unaware of the stock (no exposure within the investing community) or when there is a build up of volume, it leads to lower share prices (pump and dump, with insiders dumping their shares).

Before you start to trade penny stocks, its important to research more about the company’s potential. Learn not just the idea, but whether or not they can sell their idea. If the company isnt making money, you wont see a genuine increase in share price.

There are plenty of newsletters which will help to highlight this. Of course, one of the challenges with investing in penny stocks is that there is a lack of financial information (especially with pink sheets and some OTCBB listed stocks).

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The pink sheets and over-the-counter bulletin board or OTCBB also publish transaction details of penny stocks traded there on a daily basis. These are the first hand sources of information on penny stock trading and investors would benefit by monitoring them.

Many penny stocks are also listed on major exchanges like the NASDAQ as small-cap stocks. These exchanges do require submission of key details on related companies’ business operations under their regular disclosure norms.

Buying and understanding penny stocks is just like buying any other type of stock. First, presuming you have an investment account set up, you will need to research your choices. Once you have made a decision based on the due diligence you have collected, its time to buy. Be sure to check the value of commission you will be billed (not all brokerages charge the same fee). Remember, your broker makes money, whether you do or not.

Since penny stocks tend to move quickly, day trading is a popular way in which investors can maximize their gains by trading their stocks, often in the same day. This form of short-term investing indeed takes a lot of guts as short term performance of any particular stock can either swing up or down. Many would be day traders have lost a fortune trading away their hard earned money. Paper trade first before trying this method. Once your money is gone, its gone.

Day traders typically look for a collection of the smallest of gains. Typically, most day traders are happy with an eighth of a point increase in share price. Many day traders are happy with skimming $200 a day in profits (usually for a couple of hours watching the screen).

There are also tax consequences for day trading penny stocks, so, it pays to talk to a tax specialist first to ensure that you are taking advantage of all tax benefits (and avoiding tax drawbacks). Also, it pays to speak to a financial adviser before taking these risks.

Its important that you take your time in understanding penny stocks before you invest in them. The return on that investment of time may be the best investment you make.

About the Author: Interested in penny stocks? Get your free

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Debt Irs Tax Solutions

  • Posted on December 30, 2017 at 2:54 am

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By Sean A. Kelly

A growing number of wealthy people are calling for higher taxes on the rich to help restore the fiscal health of the nation. Many have signed open petitions calling for the end of tax cuts adopted since 2001. These people are saying, ‘Tax me more’. For the majority of people, tax hike is unpopular and many are buried under mounting tax debt problems. People are turning to debt IRS tax solution providers for help.

Many of these debt IRS tax solution providers claim that they can help you save the most money while resolving your tax issues with their expertise and resources. They normally provide free consultation to determine if their services are suitable for your needs. It is important to consult with licensed IRS representative tax attorneys, enrolled agents (EA), and certified public accountants (CPA) as most IRS tax debt solutions involve direct negotiations with IRS. These professionals are familiar with all the issues and procedures and know how to navigate the IRS tax collection process.

You might be one of those who owed IRS tax debt due many reasons such as failure to file tax returns, did not know how to file self-employed returns, or underestimated taxes due from 401k withdrawals. Whatever the reasons, it is in your best interest to take action and resolve the problem quickly to avoid interest and penalty.

The IRS can only collect tax debts, plus any penalties and interest, within a 10-years time frame and after that the remaining balance on the account disappears forever. However, waiting for the 10 years to pass is not a recommended solution. The IRS can employ tax collection activities which can bring negative impact on your financial situation.

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There are several options available to settle your IRS tax debt:

Offer in Compromise (OIC): a program to settle tax debt with the IRS for less than is owed via a lump sum payment or a brief installment plan. To qualify for an OIC, a taxpayer must be in a financial hardship with proof based on examination of household income, monthly IRS allowable living expenses, and the assets in the taxpayer’s name. Taxpayer must also demonstrate to the IRS an inability to repay the debt within the remaining time the IRS has to collect on the debt. The amount that the IRS will accept in a settlement depends on how accurately the OIC documentation is prepared.

Installment agreement: a monthly payment plan for the full balance of the IRS debt. This plan allows a taxpayer to spread the repayment of the tax debt over a period as long as 5 years. Individuals who owe less than $25,000 can often apply for these themselves, if they are able to pay all debts (and the interest that will be added on) in full, within five years. Once the tax debt is over $25,000, the IRS no longer offers the option of paying the debt within five years.

Partial payment installment agreement: a monthly payment plan for a portion of the tax debt if your tax debt is over $25,000.

Currently not collectible (CNC): an agreement with the IRS not to seek collection of a tax debt for a specific period of time. If the IRS grants you CNC status, they are going to file a tax lien against you. The IRS will periodically review your finances with you. If your financial situation improves, the IRS will revoke the CNC status and resume active collection efforts.

Bankruptcy: an order to discharge all or part of your IRS debts under Chapter 7 or to make payments or not, per the ruling of the bankruptcy court in Chapter 13. In order for an IRS tax debt to be discharged it needs to meet three basic rules. The tax debt has to be due for three years, the tax filing has to be filed for two years, and the tax assessment has to be in place for at least 240 days.

Most IRS tax debt process is complex and requires certain skills and expertise. It involves proper documentation and negotiation with IRS. You may consider engaging a licensed IRS representative to help you with the process. You may look for someone with years of experience in IRS collection matters, especially experienced in dealing with revenue officers, the Automated Collection Systems division, and the complex IRS process. You may explore all of your options and understand the full extent of your tax problem. By being fully informed about all IRS collection efforts, you can protect yourself as best as possible from IRS levies, liens, or wage garnishments. And most importantly, you can take action to solve your tax debt quickly.

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